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Homeowners Insurance

Your home is likely the most valuable asset you will ever own, and it is very likely you owe a mortgage on that home. As property values increase in Austin, it is important to make sure you have enough homeowners insurance coverage to not only cover your loan, but also the growing or replacement value of your home and its contents.

Our Home Insurance Rate Finder

Our Risk Insurance Rate Finders are a quick and easy way to put a local team to work finding the best homeowners insurance policy to fit your needs. Click on the Rate Finder, answer a few questions, and our team of professionals will search multiple carriers to find the right coverage at the lowest price available.

Home Rate Finder

Homeowners Insurance Expertise

For two decades we have dedicated ourselves to becoming the local experts for homeowners insurance. Risk Insurance knows the market, mortgage lenders and real estate agents, and how to find the right policy to fit a homebuyer’s needs. We work with dozens of companies and are often able to pick (based on our experience) a company that will best fit a specific requirement, like for flood insurance, or for a home in a wildfire prone area. We also know where to find the best home insurance rates! So trust the Risk Insurance home insurance experts by starting with a free insurance quote, or a visit to our Rate Finder. policy for your needs.

The Risk Insurance Difference

Risk Insurance is a 5-Star consumer rated, “Superior Customer Service” award winner, and ranked as one of the top agencies in Austin and the U.S. year after year. These accolades and great reviews from our neighbors were earned by going the extra mile every time, and by providing the quickest, most reliable service you’ll find in the industry. We want to make customers for life, and ones that turn into friends. We live here, care about our customers, and we’re here to help. Every minute, every day, every way.

SINGLE ADULT WITH DEBT- RISK COVERAGE INSURANCE

What We Offer

  • Homeowner’s Insurance
  • Renter’s Insurance
  • Second Home Insurance
  • Multiple Carriers
  • Free/Quick Quotes
  • Home/Auto Bundles
  • Coverage for Theft
  • Coverage for Water Damage
  • Flood Insurance
Additional Insurance - Riskcoverageins.com

Our Mortgage Partnerships

We’ve made great efforts to learn as much about the mortgage industry and real estate transactions as possible, so we can best work with our customers and their mortgage brokers to get the insurance coverage they need as quickly as possible. Finding insurance for hard-to-insure properties is what we do. Insurance is required to get a mortgage for your new home, so our knowledge and experience often come in to play. Mortgage companies know the Risk Insurance Difference and are often happy to hear you’re working with the Risk Insurance team. It helps to give them the confidence that you’ll get the required insurance to close your home sale.

GENERAL COVERAGE- RISK CCOVERAGE INSURANCE

Teaming Up With Realtors

We know more than a thing or two about real estate transactions. The Risk Insurance team has built great partnerships with Austin and Central Texas Realtors and Real Estate Firms. We even offer insurance training seminars for agents so they can be well aware of insurance needs. This expertise helps us know how we can best find coverage for your new home, even when insurance may be hard to get because of fire or flood danger.

Reviews

Thank you Daniela for saving me HUNDREDS of dollars on my home and vehicle insurance. I thought I was doing great with my previous insurance provider until you provided me with the quotes. Both me and my family THANK YOU putting some extra cash in our pockets!!

- Oscar V

Thank you Daniela for saving me HUNDREDS of dollars on my home and vehicle insurance. I thought I was doing great with my previous insurance provider until you provided me with the quotes. Both me and my family THANK YOU putting some extra cash in our pockets!!

- Oscar V