What’s Included In Your Auto Insurance

State laws in Austin, Texas, require drivers to prove the ability to pay for damages resulting from at fault accidents. The simplest way for most individuals is to buy insurance, which will cover them if they get into an accident and are held liable.-or worse yet, hurt another person or property damage beyond repair.

After an accident, the last thing you want to worry about is “Do I have Enough Collision insurance?, How do I file an auto claim?” with a catastrophic at fault accident, will you have enough financial protection?. Risk Coverage Ins is full of caring agents that will ensure options are always available when considering the types of coverage. That’s why Risk Coverage Insurance Agency offers a selection of car insurance companies, All while taking away most stress along the way with their expertise on what would be best suited based on individual needs.

You want to get back on the road as quickly and cheaply as possible. That’s where we come in. Risk Coverage Insurance Agency has agents available 24/7 to help you find the car insurance policy that fits your needs!

Whether it means coverage for just yourself or others, we can bundle Your home, condo, or renters insurance to keep your insurance rates on budget. We also offer collision damage waiver (CDW) anti-theft devices, Garaged Discounts, New vehicles discounts, Bumper to Bumper coverage.

Risk Coverage Agency offers a complete selection of auto insurance options to help you and your family get back on the road as quickly as possible following an accident. Available coverage includes:

• Collision coverage to pay for crash-related damages to your insured vehicle
• A minimum liability limit for damages or injuries
• Uninsured motorist protection can save you in medical bills; it pays out regardless of whether the other driver has no insurance coverage or is underinsured. 
• Personal injury protection, a no-fault medical payments coverage, to help pay for treatment of auto-related injuries
• Towing and roadside assistance to make everyday hassles easier. Locked keys in the vehicle, battery issues, running out of gas. 

SOME ESSENTIAL COVERAGES 

Liability

Protects you if you cause an accident

Liability coverage pays for property damage and injuries you cause to others while driving. It also covers court and attorney costs.

Uninsured/underinsured motorist

Protects you from drivers who can’t pay for damages

Uninsured/underinsured motorist coverage (UM/UIM) pays for your injuries and damaged property if a driver hits you with little or no car insurance.

Comprehensive & collision

Protects your car from the unexpected

Comprehensive coverage repairs or replaces your car if damaged due to theft, vandalism, hitting an animal, fire, or acts of nature. You’re also covered for any glass damage.

Collision coverage pays for damages to your auto if you’re in an accident, regardless of fault.

Medical coverage

If you find yourself in an accident, regardless of whose fault it is, if you are carrying passengers, they will be covered for their medical expenses to an agreed amount.

Roadside assistance: Pays for towing services and more Our roadside assistance covers towing services if your car breaks down, flat tire changes, fuel delivery, lock-out services, etc.