Maximize Your Savings: Comprehensive Guide to Available Driver Discounts

Apr 12, 2024Additional Insurance0 comments

Driver Discounts for Being You

Homeowner Discount

Being a homeowner not only provides you with the stability of owning your place but also unlocks additional savings on your car insurance. This discount is a token of appreciation for the responsibility homeowners take on, offering a chance to lower your premiums simply because you own a home.

Military Discount

To honor the bravery and sacrifice of those who serve or have served in the U.S. Armed Forces, we offer a special discount. Whether you’re active, retired, or in the reserves, this discount is a small way to say thank you for your service.

Early Shopper Discount

Planning ahead pays off. By getting a quote from us before your current policy expires, you’re not just preparing for the future; you’re also unlocking savings for being proactive about your car insurance.

Good Student Discount

Hard work in the classroom deserves recognition beyond the academic sphere. Students maintaining a GPA of B or higher qualify for a discount, celebrating academic excellence with financial savings.

Student-Away-at-School Discount

If your child is away at school and seldom uses your car, you may qualify for a discount. This recognizes the reduced risk and offers savings to families supporting their child’s education.

Discounts for Your Driving

Claims-Free and Violation-Free Discounts

Safe driving is not only about protecting yourself and others on the road; it’s also rewarded with significant savings. A clean driving record and a history free of claims unlock discounts, appreciating your commitment to safety.


Embrace technology to further your savings. By enrolling in the RightTrack program, you can earn discounts for good driving behavior. It starts with a participation discount and culminates in substantial savings for those who demonstrate safe driving habits.

Discounts for Your Auto Insurance Policy

Multi-Policy and Multi-Car Discounts

Bundling is the key to unlocking additional savings. Whether you’re insuring multiple cars or combining different policies, these discounts not only simplify your insurance management but also reduce your overall costs.

Preferred Payment and Paperless Policy Discounts

Embracing convenience can also lead to savings. Opting for automatic payments, paying your policy in full upfront, or going paperless are not just environmentally friendly choices but also financially smart ones.

Online Purchase Discount

In today’s digital age, purchasing your policy online is not just about convenience; it’s also rewarded with automatic discounts. Save money and time by taking advantage of this straightforward discount.


1)Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. 
To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

2)To receive the Activation discount on a vehicle, you must enroll it in the AAA OnBoard program and accept the program’s Terms of Use, 
download the Auto Club app and successfully activate AAA OnBoard on a qualifying smartphone. The Activation discount is pro-rated on the remaining policy term. 
To qualify for the AAA OnBoard Driving Score discount at subsequent renewal for an enrolled vehicle, 
the app must be connected for a certain amount of time and record a certain number of trips and miles. 
The discount percentage you receive at renewal will be based on the enrolled vehicle’s AAA OnBoard Driving Score. 
Discounts are conditional, vary by policy, and may be mutually exclusive and apply to select coverages. 

Auto Club County Mutual Insurance Company (auto) and Auto Club Indemnity Company (home) provide AAA insurance coverage for Texas residents. 
Each listed insurer has sole financial responsibility for its own products.

 3) Discount applies to 12% on average off auto coverages: Bodily Injury Liability, Physical Damage, Uninsured Motorist, Underinsured Motorist, Medical Payments,
 Personal Injury Protection, Collision and Comprehensive coverages, as applicable by state.

4) AAA insurance is a collection of AAA branded products, services and programs available (where authorized) to qualified AAA members. 
AAA personal lines insurance is provided by Interinsurance Exchange of the Automobile Club in CA, HI, NM, ME, NH, PA, VA and VT; by Automobile Club Inter-Insurance Exchange
 (ACIIE) and Auto Club Family Insurance Company in AL, AR, IL, IN, KS, LA MS and MO; by Auto Club Indemnity Company in KY, OH, and WV
Insurance Information Institute (III) - What is covered by a basic auto insurance policy?: https://www.iii.org/article/what-covered-basic-auto-insurance-policy


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