Start a car insurance quote and see how much you could save!

We all need auto insurance, and the best place to start is with a free car insurance quote. Whether you’re looking for Affordable rates, personalized vehicle coverage, or excellent service, Risk Coverage has you covered for it all!

Policy Holder Information

ADDITIONAL INFORMATION

N/A If No Other Drivers.

Personalized Auto Coverages

Lastly, How Can We Contact You?

By providing this information, you’re letting us know that it’s okay to contact you about this quote.  If you do not want to provide this information, please call 512-436-3785 to get a quote.

Information from outside sources, such as prior insurance and claim and credit history, is used to provide you with a homeowners quote. A third party may be used to calculate your insurance score. This information, along with subsequently collected information, will be shared with affiliates of Risk Coverage Insurance Company and outside parties that perform services on Risk Coverage behalf. View Privacy Policy

Select “Submit” above to authorize us to obtain consumer reports on your own behalf, and spouse/domestic partner if applicable, and on behalf of any co-applicants.

// faq

Common questions about car insurance

What is car insurance?

First, let me start with the basics—an individual must purchase liability insurance for their vehicle (and thus its owner) to be considered “insured” under state law. This rule applies across all circumstances- even if no accidents take place!

This protection exists so others may not suffer financially due to injuries sustained during a collision. We also offer Collision insurance if your vehicle needs repairs after an accident and comprehensive coverage if your car is vandalized.

How can I save money on car insurance?

The first way to save on car insurance quotes is by ensuring that your vehicle meets the minimum safety standards.

This will also help avoid costly repairs in case of an accident, leading you into a higher premium rate category due to being risky drivers!

You should consider reviewing any existing coverage aspects as well if they’re not up-to-par with current market rates – this includes both physical damage protection beyond merely bumper-, windshield-, comprehensive and collision-.

How do I file a car insurance claim with Risk Coverage?

Like many of our policyholders, the company that provides you with car insurance can be a life-saver, and we’re here to help. Log onto Risk Coverage’s website or call us if your car needs immediate attention, so we’ll ensure it gets the best care possible!

Should I get an umbrella policy too?

If you’re involved in an auto collision, and the other person’s fault is unclear, it may be time to consider getting extra protection.

Umbrella policies offer increased financial compensation for injuries, damage done on behalf of a covered individual that results from accidents occurring outside their control (such as driving into traffic), plus legal fees that will arise.

What are auto insurance coverages available?

Insurance for auto policies varies by state, but the basics of an auto policy include multiple coverages.

Some common types are liability (to protect against physical injury), comprehensive (for damage), and collision(to assist with reporting accidents).

You might also need medical payments or personal effects coverage if you rent cars regularly due to various restrictions in some states – these will depend entirely upon your specific situation!

Does car insurance cover rental cars?

Your car insurance may provide coverage for rental cars. To find out, call Risk Coverage to see if your current auto insurance policy covers rental vehicles.

Risk coverage will never let you walk away without vehicle rental. If you have full range, why? Because in certain situations, for $2 a month, you can be covered if you get in an accident and need a vehicle to continue getting around.

There are some benefits of having Credit cards since some provide discounts for renting a car. Some credit cards offer additional coverage but make sure you understand the terms and conditions, including any limitations on the type and amount of coverage.

What do I need to get an auto insurance quote?

To get the most accurate quote on new policies, you need to supply your car’s make, model, year, and information about your driving history. You’ll need your vehicle identification number (VIN) handy to purchase an auto policy. We’ll also ask for your driver’s license number.

Not sure which coverages to select? Our car insurance calculator can help you estimate your coverage needs. Ready to get started? Get a quick car insurance quote online or call us.