Business Insurance Quote

As a small business owner, you may be legally responsible if another person gets hurt at your place of work or their property is damaged while you are on the property. Make sure that no matter what happens, protect yourself against any potential risks with this type of coverage!

Business Owner Information

The information you provide will be shared with selected insurance companies to obtain a policy. If Risk Coverage is unable to match you with one of our trusted partners, you may opt to be referred to Commercial Insurance Center (“CIC“), to help find a commercial insurance solution for your business. Your information will not be shared with CIC without your consent.

Lastly, How Can We Contact You?

Information from outside sources, such as prior insurance and claim and credit history, is used to provide you with a homeowners quote. A third party may be used to calculate your insurance score. This information, along with subsequently collected information, will be shared with affiliates of Risk Coverage Insurance Company and outside parties that perform services on Risk Coverage behalf. View Privacy Policy

Select “Submit” above to authorize us to obtain consumer reports on your own behalf, and spouse/domestic partner if applicable, and on behalf of any co-applicants.

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General Liability Insurance FAQs

What is general liability insurance?

General liability insurance, also known as a business owners policy, is a type of insurance policy that helps protect your business from claims resulting from normal business operations. General liability insurance may help cover expenses related to injuries at your place of business, saving you financially.

What is commercial general liability insurance?

General liability insurance may help cover expenses related to injuries at your place of business, protecting you financially. General liability insurance may also provide coverage for claims that arise from advertising injury, personal injury, or copyright infringement. General liability insurance can be purchased as part of an all-inclusive package policy or stand-alone policy. Many companies choose to buy additional insurance, protecting against employment practice liabilities like discrimination and wrongful termination.

What does general liability insurance cover?

If your business is sued, you can use general liability insurance to cover legal fees and settlements. Advertising injury, attorney fees, court costs, and administration fees typically fall under general liability insurance, too.

Will it cover theft?

General liability insurance may cover theft as long as it’s not from your business property. General liability insurance covers only third-party losses for which your business may bear some form of negligence.

How much does general liability insurance cost?

General liability insurance costs vary from business to business, but the price will generally depend on factors such as your number of employees, geographic location, and your industry. General liability insurance for a large national retailer will likely cost more than general liability insurance for a local mom-and-pop shop in a small town.

Is general liability insurance coverage required by the state of Texas?

General liability insurance is not required by state law in Texas, but it may be necessary for businesses that do not want to risk the high cost if something goes wrong. Small business owners can protect themselves financially and ensure peace of mind while operating their business.

What is additional insured on general liability insurance?

You might name an individual, group of individuals or even another firm as additional insureds with the title “Additional Insured(s).” The amount they’re covered for is usually less extensive than what you get from being named a Policyholder. However, there could still be some significant protection against things like defense costs in lawsuits brought by third parties if that applies under their particular situation!

Can I get general liability coverage today?

Yes, we know many clients will ask you to have a minimum general liability insurance coverage level before starting the business relationship. Typically this means that your company needs $1 million in place, and it must be able for them now- otherwise, there’s no way around going through all these formalities again down future endeavors or events where something goes wrong! Let us take care of those worries by providing what is necessary today to move smoothly tomorrow.